I never really thought much of this thing when I first saw it. I read "fanny pack" and said yuck. But then so many of you mentioned how useful it was for you for so many situations so I decided to take another look. Its perfect as a daily purse, as I lean towards being a minimalist for daily carry unless I know I'll be away from the house for either a long distance or a long time (in which case I put the extra stuff I need in either the Little Swift and/or the small shopping bag). I have my wallet, reading glasses, tissues, my phone and a small container of daily necessities in it (band aids, shout wipes, safety pins, that kind of thing).
At the beginning, I didn't really get why some of you have multiples of this item. Now I do. ;)