In the summer, I tend to prefer shorts--sometimes even a bathing suit--sandals, and a raincoat when I have to walk the dog in the rain. In the winter, it's a much tougher choice. For travel, I have almost always packed a raincoat but not an umbrella for vacation but the opposite for work travel--gotta keep my briefcase and documents dry too! Thanks to this thread, I am going to have to try very hard to avoid getting a Blunt umbrella. Thankfully, I still have several Totes and TravelSmith ones that have held up wonderfully, so I do not have any immediate needs.